ART Business Loans - West Midlands

Loans for new and existing small businesses to create and safeguard jobs in the West Midlands

Key facts

Funding amount: £10,000 to £250,000
Deadline: Rolling – no fixed deadline
Region: West Midlands
Business type: Small businesses & SMEs

Plain English summary

ART Business Loans provides funding for small businesses and social enterprises located in the West Midlands. You can borrow between £10,000 and £250,000 for various business purposes, including asset purchases and working capital. This scheme is ideal for businesses that are unable to secure full funding from their bank and helps create and safeguard jobs in the region.

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Who this is best for

Small businesses & SMEs
Organisations based in West Midlands
Projects aligned with business grants
Teams seeking funding around £10,000 to £250,000

Who should not apply

Individuals applying in a personal capacity (unless explicitly permitted)
Organisations based outside West Midlands
Large enterprises above SME thresholds
Applicants who cannot meet the official eligibility criteria below

Eligibility checklist

Tick what applies to your organisation before applying.

Small businesses and social enterprises based in the West Midlands with up to 249 employees that are unable to get all the funding they need from their bank.

Official source

Funding body

gov.uk — Business finance support

Last verified

2 Jun 2026

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